Small Business Loans

Fuel your business growth with flexible financing solutions

Financing Solutions for Every Stage of Business

Whether you're starting a new business, expanding operations, or managing cash flow, our small business loan options provide the capital you need to achieve your entrepreneurial goals.

We understand the unique challenges facing small businesses in California and offer personalized financing solutions with competitive rates, flexible terms, and expert guidance throughout the application process.

Fast Approval

Quick application process with decisions in as little as 24 hours.

Competitive Rates

Attractive interest rates and flexible repayment terms.

Expert Support

Dedicated business lending specialists to guide you through the process.

Flexible Solutions

Multiple loan products to meet diverse business financing needs.

Loan Benefits

  • Loans up to $5 million
  • Terms up to 25 years
  • SBA loan programs
  • Equipment financing
  • Working capital loans
  • Lines of credit available
Apply for Business Loan

Small Business Loan Options

Choose the right financing solution for your business needs

SBA Loans

Government-backed loans with favorable terms and lower down payment requirements.

  • • SBA 7(a) loans up to $5 million
  • • SBA 504 loans for real estate
  • • Lower down payments
  • • Longer repayment terms
Up to $5M available
Equipment Financing

Finance new or used equipment with the equipment serving as collateral.

  • • 100% equipment financing
  • • New and used equipment
  • • Equipment serves as collateral
  • • Terms up to 7 years
100% financing available
Working Capital Loans

Short-term financing to manage cash flow and cover operational expenses.

  • • Quick access to capital
  • • Flexible repayment terms
  • • Seasonal business support
  • • Inventory and payroll funding
Quick 24-hour decisions
Business Lines of Credit

Revolving credit line for ongoing business expenses and opportunities.

  • • Access funds as needed
  • • Pay interest only on used funds
  • • Revolving credit facility
  • • Online account management
Pay interest only on used funds

How to Use Your Business Loan

Flexible financing for various business needs and opportunities

Business Expansion

Open new locations, expand operations, or enter new markets.

Inventory Purchase

Stock up on inventory for seasonal demands or bulk purchasing.

Technology Upgrades

Invest in new technology, software, or digital infrastructure.

Hiring & Training

Recruit new talent and invest in employee training programs.

Marketing Campaigns

Fund advertising and marketing initiatives to grow your customer base.

Real Estate Purchase

Buy commercial property or renovate existing business facilities.

Cash Flow Management

Bridge cash flow gaps and maintain smooth operations.

Business Startup

Launch your new business with startup capital and initial funding.

Application Requirements

We've streamlined our application process to make it as simple as possible while ensuring responsible lending.

Business in operation for 2+ years

Established business history demonstrates stability

Annual revenue of $100K+

Minimum revenue requirement for loan qualification

Personal credit score 650+

Good personal credit history required

Financial statements

Recent tax returns and financial documents

Simple Application Process

Get your business loan approved in just a few steps.

1
Complete online application
2
Submit required documents
3
Receive approval decision
4
Access your funds

Ready to Grow Your Business?

Get the capital you need to take your business to the next level with our flexible small business loan options.